Call reports 2014
BANK OF DIXON COUNTY — 2014
What BANK OF DIXON COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,598,000 | 86,286,000 | 84,267,000 | 86,007,000 |
| Total loans | 49,328,000 | 50,120,000 | 49,294,000 | 49,746,000 |
| Allowance for loan losses | 509,000 | 656,000 | 439,000 | 442,000 |
| Securities available for sale | 12,991,000 | 11,603,000 | 11,268,000 | 10,604,000 |
| Securities held to maturity | 9,290,000 | 10,811,000 | 11,058,000 | 10,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,468,000 | 77,315,000 | 74,936,000 | 76,723,000 |
| Interest-bearing deposits | 60,329,000 | 62,038,000 | 60,996,000 | 59,910,000 |
| Noninterest-bearing deposits | 15,139,000 | 15,277,000 | 13,940,000 | 16,813,000 |
| Equity capital | 8,211,000 | 8,218,000 | 8,375,000 | 8,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,533,000 | 2,298,000 | 3,042,000 |
| Interest expense | 122,000 | 246,000 | 366,000 | 484,000 |
| Net interest income | 638,000 | 1,287,000 | 1,932,000 | 2,558,000 |
| Noninterest income | 82,000 | 96,000 | 171,000 | 217,000 |
| Noninterest expense | 444,000 | 877,000 | 1,345,000 | 1,790,000 |
| Provision for loan losses | 0 | 150,000 | 200,000 | 220,000 |
| Pretax income | 276,000 | 356,000 | 558,000 | 765,000 |
| Income tax | 78,000 | 86,000 | 145,000 | 174,000 |
| Net income | 198,000 | 270,000 | 413,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,331,000 | 8,277,000 | 8,417,000 | 8,470,000 |
| Total capital | 8,840,000 | 8,907,000 | 8,856,000 | 8,912,000 |
| Risk-weighted assets | 50,281,000 | 50,403,000 | 49,877,000 | 50,490,000 |