Call reports 2013
BANK OF DIXON COUNTY — 2013
What BANK OF DIXON COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,137,000 | 80,685,000 | 79,938,000 | 79,767,000 |
| Total loans | 45,274,000 | 46,873,000 | 47,867,000 | 50,471,000 |
| Allowance for loan losses | 568,000 | 514,000 | 527,000 | 528,000 |
| Securities available for sale | 14,801,000 | 14,163,000 | 13,941,000 | 13,035,000 |
| Securities held to maturity | 5,341,000 | 6,637,000 | 9,609,000 | 8,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,793,000 | 72,521,000 | 71,618,000 | 71,183,000 |
| Interest-bearing deposits | 57,545,000 | 58,508,000 | 58,907,000 | 58,505,000 |
| Noninterest-bearing deposits | 15,248,000 | 14,013,000 | 12,711,000 | 12,678,000 |
| Equity capital | 7,941,000 | 7,817,000 | 7,949,000 | 7,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,418,000 | 2,209,000 | 2,982,000 |
| Interest expense | 138,000 | 277,000 | 410,000 | 537,000 |
| Net interest income | 582,000 | 1,141,000 | 1,799,000 | 2,445,000 |
| Noninterest income | 70,000 | 150,000 | 225,000 | 305,000 |
| Noninterest expense | 418,000 | 843,000 | 1,365,000 | 1,806,000 |
| Provision for loan losses | 0 | 35,000 | 85,000 | 110,000 |
| Pretax income | 234,000 | 414,000 | 575,000 | 827,000 |
| Income tax | 66,000 | 124,000 | 152,000 | 190,000 |
| Net income | 168,000 | 290,000 | 423,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,920,000 | 7,916,000 | 8,046,000 | 8,132,000 |
| Total capital | 8,488,000 | 8,430,000 | 8,573,000 | 8,660,000 |
| Risk-weighted assets | 45,655,000 | 47,312,000 | 49,353,000 | 51,051,000 |