Call reports 2012
BANK OF DIXON COUNTY — 2012
What BANK OF DIXON COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,758,000 | 76,087,000 | 77,032,000 | 81,513,000 |
| Total loans | 42,576,000 | 45,271,000 | 48,540,000 | 48,167,000 |
| Allowance for loan losses | 554,000 | 552,000 | 553,000 | 573,000 |
| Securities available for sale | 10,781,000 | 13,650,000 | 13,513,000 | 13,046,000 |
| Securities held to maturity | 3,782,000 | 3,845,000 | 4,592,000 | 4,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,750,000 | 68,055,000 | 68,813,000 | 73,249,000 |
| Interest-bearing deposits | 56,731,000 | 56,149,000 | 56,649,000 | 56,755,000 |
| Noninterest-bearing deposits | 12,019,000 | 11,906,000 | 12,164,000 | 16,494,000 |
| Equity capital | 7,564,000 | 7,623,000 | 7,806,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,480,000 | 2,256,000 | 3,027,000 |
| Interest expense | 172,000 | 338,000 | 496,000 | 645,000 |
| Net interest income | 580,000 | 1,142,000 | 1,760,000 | 2,382,000 |
| Noninterest income | 65,000 | 126,000 | 169,000 | 209,000 |
| Noninterest expense | 403,000 | 811,000 | 1,233,000 | 1,690,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 30,000 |
| Pretax income | 232,000 | 447,000 | 686,000 | 871,000 |
| Income tax | 56,000 | 104,000 | 159,000 | 214,000 |
| Net income | 176,000 | 343,000 | 527,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,520,000 | 7,592,000 | 7,773,000 | 7,751,000 |
| Total capital | 8,042,000 | 8,144,000 | 8,326,000 | 8,324,000 |
| Risk-weighted assets | 41,691,000 | 44,416,000 | 47,890,000 | 47,704,000 |