Call reports 2011
BANK OF DIXON COUNTY — 2011
What BANK OF DIXON COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,240,000 | 71,009,000 | 74,260,000 | 73,848,000 |
| Total loans | 45,333,000 | 44,173,000 | 44,973,000 | 44,559,000 |
| Allowance for loan losses | 642,000 | 651,000 | 641,000 | 632,000 |
| Securities available for sale | 7,052,000 | 7,998,000 | 10,383,000 | 10,846,000 |
| Securities held to maturity | 5,451,000 | 5,411,000 | 4,229,000 | 3,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,652,000 | 63,473,000 | 66,516,000 | 66,083,000 |
| Interest-bearing deposits | 52,952,000 | 54,203,000 | 55,104,000 | 54,653,000 |
| Noninterest-bearing deposits | 9,700,000 | 9,270,000 | 11,412,000 | 11,430,000 |
| Equity capital | 7,096,000 | 7,224,000 | 7,347,000 | 7,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,502,000 | 2,281,000 | 3,020,000 |
| Interest expense | 204,000 | 403,000 | 594,000 | 775,000 |
| Net interest income | 574,000 | 1,099,000 | 1,687,000 | 2,245,000 |
| Noninterest income | 65,000 | 133,000 | 207,000 | 272,000 |
| Noninterest expense | 418,000 | 831,000 | 1,305,000 | 1,716,000 |
| Provision for loan losses | 0 | 30,000 | 75,000 | 85,000 |
| Pretax income | 221,000 | 371,000 | 514,000 | 716,000 |
| Income tax | 52,000 | 80,000 | 98,000 | 119,000 |
| Net income | 169,000 | 291,000 | 416,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,076,000 | 7,198,000 | 7,313,000 | 7,344,000 |
| Total capital | 7,632,000 | 7,733,000 | 7,866,000 | 7,892,000 |
| Risk-weighted assets | 44,362,000 | 42,662,000 | 44,151,000 | 43,760,000 |