Call reports 2010
BANK OF DIXON COUNTY — 2010
What BANK OF DIXON COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,088,000 | 69,180,000 | 69,954,000 | 71,692,000 |
| Total loans | 46,909,000 | 49,674,000 | 47,416,000 | 46,485,000 |
| Allowance for loan losses | 670,000 | 672,000 | 661,000 | 659,000 |
| Securities available for sale | 5,908,000 | 5,960,000 | 6,373,000 | 7,141,000 |
| Securities held to maturity | 3,877,000 | 4,807,000 | 4,712,000 | 4,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,058,000 | 59,472,000 | 61,921,000 | 63,982,000 |
| Interest-bearing deposits | 50,888,000 | 51,880,000 | 52,577,000 | 54,625,000 |
| Noninterest-bearing deposits | 7,170,000 | 7,592,000 | 9,344,000 | 9,357,000 |
| Equity capital | 6,753,000 | 6,840,000 | 6,947,000 | 6,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,632,000 | 2,427,000 | 3,172,000 |
| Interest expense | 236,000 | 473,000 | 707,000 | 931,000 |
| Net interest income | 552,000 | 1,159,000 | 1,720,000 | 2,241,000 |
| Noninterest income | 63,000 | 134,000 | 205,000 | 272,000 |
| Noninterest expense | 372,000 | 742,000 | 1,165,000 | 1,588,000 |
| Provision for loan losses | 155,000 | 365,000 | 465,000 | 510,000 |
| Pretax income | 88,000 | 186,000 | 295,000 | 415,000 |
| Income tax | 8,000 | 14,000 | 26,000 | 28,000 |
| Net income | 80,000 | 172,000 | 269,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,707,000 | 6,800,000 | 6,896,000 | 6,915,000 |
| Total capital | 7,276,000 | 7,389,000 | 7,472,000 | 7,468,000 |
| Risk-weighted assets | 45,439,000 | 47,022,000 | 46,074,000 | 44,206,000 |