Call reports 2009
BANK OF DIXON COUNTY — 2009
What BANK OF DIXON COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,563,000 | 63,415,000 | 66,065,000 | 65,694,000 |
| Total loans | 45,809,000 | 46,611,000 | 46,875,000 | 46,429,000 |
| Allowance for loan losses | 559,000 | 606,000 | 692,000 | 699,000 |
| Securities available for sale | 6,604,000 | 6,193,000 | 6,386,000 | 5,679,000 |
| Securities held to maturity | 3,341,000 | 3,611,000 | 4,490,000 | 3,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,586,000 | 56,443,000 | 58,974,000 | 58,741,000 |
| Interest-bearing deposits | 48,147,000 | 49,017,000 | 50,378,000 | 50,270,000 |
| Noninterest-bearing deposits | 7,439,000 | 7,426,000 | 8,596,000 | 8,471,000 |
| Equity capital | 6,647,000 | 6,648,000 | 6,800,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,740,000 | 2,633,000 | 3,449,000 |
| Interest expense | 316,000 | 615,000 | 893,000 | 1,148,000 |
| Net interest income | 546,000 | 1,125,000 | 1,740,000 | 2,301,000 |
| Noninterest income | 68,000 | 137,000 | 236,000 | 308,000 |
| Noninterest expense | 350,000 | 758,000 | 1,131,000 | 1,535,000 |
| Provision for loan losses | 75,000 | 350,000 | 550,000 | 1,000,000 |
| Pretax income | 189,000 | 154,000 | 295,000 | 74,000 |
| Income tax | 47,000 | 10,000 | 19,000 | -84,000 |
| Net income | 142,000 | 144,000 | 276,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,616,000 | 6,617,000 | 6,749,000 | 6,628,000 |
| Total capital | 7,161,000 | 7,171,000 | 7,316,000 | 7,191,000 |
| Risk-weighted assets | 43,568,000 | 44,277,000 | 45,236,000 | 44,934,000 |