Call reports 2026
COMMUNITY SPIRIT BANK — 2026
What COMMUNITY SPIRIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 225,114,000 | 228,823,000 |
| Total loans | 148,940,000 | 151,038,000 |
| Allowance for loan losses | 1,895,000 | 1,942,000 |
| Securities available for sale | 44,003,000 | 45,382,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 202,916,000 | 205,693,000 |
| Interest-bearing deposits | 151,176,000 | 156,363,000 |
| Noninterest-bearing deposits | 51,740,000 | 49,330,000 |
| Equity capital | 17,982,000 | 18,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,302,000 | 6,701,000 |
| Interest expense | 859,000 | 1,735,000 |
| Net interest income | 2,443,000 | 4,966,000 |
| Noninterest income | 411,000 | 831,000 |
| Noninterest expense | 1,920,000 | 3,868,000 |
| Provision for loan losses | 175,000 | 275,000 |
| Pretax income | 759,000 | 1,654,000 |
| Income tax | 46,000 | 95,000 |
| Net income | 713,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,259,000 | 22,492,000 |