Call report 2014Q4
COMMUNITY SPIRIT BANK — 2014Q4
The 22 measures COMMUNITY SPIRIT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,034,000 | USD | evidence → |
| Total loans | 91,719,000 | USD | evidence → |
| Allowance for loan losses | 946,000 | USD | evidence → |
| Securities available for sale | 27,536,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,865,000 | USD | evidence → |
| Interest-bearing deposits | 107,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,523,000 | USD | evidence → |
| Equity capital | 14,091,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,236,000 | USD | evidence → |
| Interest expense | 757,000 | USD | evidence → |
| Net interest income | 5,479,000 | USD | evidence → |
| Noninterest income | 1,024,000 | USD | evidence → |
| Noninterest expense | 4,791,000 | USD | evidence → |
| Provision for loan losses | 1,710,000 | USD | evidence → |
| Pretax income | 44,000 | USD | evidence → |
| Income tax | -182,000 | USD | evidence → |
| Net income | 226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,928,000 | USD | evidence → |
| Total capital | 14,874,000 | USD | evidence → |
| Risk-weighted assets | 95,918,000 | USD | evidence → |