Call report 2008Q4
COMMUNITY SPIRIT BANK — 2008Q4
The 22 measures COMMUNITY SPIRIT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,406,000 | USD | evidence → |
| Total loans | 70,611,000 | USD | evidence → |
| Allowance for loan losses | 727,000 | USD | evidence → |
| Securities available for sale | 15,222,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,839,000 | USD | evidence → |
| Interest-bearing deposits | 76,086,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,753,000 | USD | evidence → |
| Equity capital | 7,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,449,000 | USD | evidence → |
| Interest expense | 2,930,000 | USD | evidence → |
| Net interest income | 3,519,000 | USD | evidence → |
| Noninterest income | 949,000 | USD | evidence → |
| Noninterest expense | 3,757,000 | USD | evidence → |
| Provision for loan losses | 187,000 | USD | evidence → |
| Pretax income | 565,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,918,000 | USD | evidence → |
| Total capital | 8,645,000 | USD | evidence → |
| Risk-weighted assets | 76,945,000 | USD | evidence → |