Call reports 2025
ALTAMAHA BANK AND TRUST COMPANY — 2025
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 328,803,000 | 328,381,000 | 325,418,000 | 333,342,000 |
| Total loans | 227,662,000 | 244,499,000 | 246,675,000 | 253,992,000 |
| Allowance for loan losses | 3,402,000 | 3,529,000 | 3,476,000 | 3,417,000 |
| Securities available for sale | 44,819,000 | 43,687,000 | 43,689,000 | 43,391,000 |
| Securities held to maturity | 17,615,000 | 17,608,000 | 17,600,000 | 17,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,355,000 | 302,565,000 | 295,256,000 | 298,327,000 |
| Interest-bearing deposits | 200,499,000 | 273,661,000 | 206,128,000 | 203,716,000 |
| Noninterest-bearing deposits | 102,856,000 | 28,904,000 | 89,128,000 | 94,611,000 |
| Equity capital | 24,821,000 | 25,023,000 | 26,949,000 | 28,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,809,000 | 9,986,000 | 15,062,000 | 20,097,000 |
| Interest expense | 1,261,000 | 2,553,000 | 3,892,000 | 5,189,000 |
| Net interest income | 3,548,000 | 7,433,000 | 11,170,000 | 14,908,000 |
| Noninterest income | 791,000 | 1,438,000 | 2,092,000 | 2,697,000 |
| Noninterest expense | 2,440,000 | 4,837,000 | 7,398,000 | 9,840,000 |
| Provision for loan losses | 88,000 | 995,000 | 1,430,000 | 2,430,000 |
| Pretax income | 1,813,000 | 3,044,000 | 4,436,000 | 5,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,813,000 | 3,044,000 | 4,436,000 | 5,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,656,000 | 31,434,000 | 32,168,000 | 33,071,000 |
| Total capital | 34,730,000 | 34,722,000 | 35,458,000 | 36,418,000 |
| Risk-weighted assets | 245,620,000 | 262,838,000 | 262,998,000 | 267,720,000 |