Call reports 2024
ALTAMAHA BANK AND TRUST COMPANY — 2024
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 299,898,000 | 297,045,000 | 303,159,000 | 330,364,000 |
| Total loans | 199,029,000 | 201,985,000 | 203,465,000 | 223,975,000 |
| Allowance for loan losses | 2,898,000 | 2,954,000 | 3,023,000 | 3,315,000 |
| Securities available for sale | 40,680,000 | 40,548,000 | 46,224,000 | 45,532,000 |
| Securities held to maturity | 17,619,000 | 17,612,000 | 17,607,000 | 17,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,734,000 | 274,182,000 | 277,686,000 | 305,932,000 |
| Interest-bearing deposits | 175,374,000 | 182,031,000 | 184,647,000 | 196,877,000 |
| Noninterest-bearing deposits | 102,360,000 | 92,151,000 | 93,039,000 | 109,055,000 |
| Equity capital | 21,551,000 | 22,057,000 | 24,478,000 | 23,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,048,000 | 8,268,000 | 12,609,000 | 17,106,000 |
| Interest expense | 1,196,000 | 2,459,000 | 3,805,000 | 5,142,000 |
| Net interest income | 2,852,000 | 5,809,000 | 8,804,000 | 11,964,000 |
| Noninterest income | 488,000 | 1,055,000 | 1,590,000 | 2,119,000 |
| Noninterest expense | 2,142,000 | 4,333,000 | 6,556,000 | 8,840,000 |
| Provision for loan losses | 105,000 | 240,000 | 350,000 | 710,000 |
| Pretax income | 1,093,000 | 2,291,000 | 3,523,000 | 4,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,093,000 | 2,291,000 | 3,523,000 | 4,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,140,000 | 28,611,000 | 29,575,000 | 30,626,000 |
| Total capital | 30,877,000 | 31,390,000 | 32,391,000 | 33,720,000 |
| Risk-weighted assets | 218,807,000 | 222,146,000 | 225,091,000 | 247,297,000 |