Call reports 2023
ALTAMAHA BANK AND TRUST COMPANY — 2023
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 272,150,000 | 280,915,000 | 281,159,000 | 291,674,000 |
| Total loans | 197,558,000 | 197,423,000 | 192,751,000 | 201,154,000 |
| Allowance for loan losses | 2,754,000 | 2,806,000 | 2,903,000 | 2,937,000 |
| Securities available for sale | 38,225,000 | 37,342,000 | 34,943,000 | 39,081,000 |
| Securities held to maturity | 17,648,000 | 17,616,000 | 17,618,000 | 17,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,310,000 | 260,494,000 | 262,129,000 | 269,162,000 |
| Interest-bearing deposits | 166,218,000 | 172,885,000 | 169,174,000 | 173,501,000 |
| Noninterest-bearing deposits | 83,092,000 | 87,609,000 | 92,955,000 | 95,661,000 |
| Equity capital | 19,488,000 | 19,750,000 | 18,161,000 | 21,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 6,467,000 | 10,014,000 | 13,802,000 |
| Interest expense | 451,000 | 1,172,000 | 2,019,000 | 3,045,000 |
| Net interest income | 2,637,000 | 5,295,000 | 7,995,000 | 10,757,000 |
| Noninterest income | 497,000 | 1,009,000 | 1,491,000 | 1,985,000 |
| Noninterest expense | 2,022,000 | 4,080,000 | 6,210,000 | 8,276,000 |
| Provision for loan losses | 45,000 | 105,000 | 225,000 | 335,000 |
| Pretax income | 1,067,000 | 2,119,000 | 3,051,000 | 4,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,067,000 | 2,119,000 | 3,051,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,550,000 | 26,980,000 | 27,239,000 | 28,318,000 |
| Total capital | 29,111,000 | 29,614,000 | 29,878,000 | 31,051,000 |
| Risk-weighted assets | 204,615,000 | 210,623,000 | 210,833,000 | 218,445,000 |