Call reports 2020
ALTAMAHA BANK AND TRUST COMPANY — 2020
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,270,000 | 204,803,000 | 212,391,000 | 232,170,000 |
| Total loans | 122,102,000 | 138,953,000 | 143,699,000 | 137,852,000 |
| Allowance for loan losses | 1,466,000 | 1,681,000 | 1,810,000 | 2,003,000 |
| Securities available for sale | 36,599,000 | 43,475,000 | 46,229,000 | 51,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,615,000 | 182,306,000 | 189,294,000 | 208,176,000 |
| Interest-bearing deposits | 109,118,000 | 121,524,000 | 124,655,000 | 125,222,000 |
| Noninterest-bearing deposits | 45,497,000 | 60,782,000 | 64,639,000 | 82,954,000 |
| Equity capital | 20,208,000 | 21,906,000 | 22,423,000 | 23,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,545,000 | 6,846,000 | 9,358,000 |
| Interest expense | 242,000 | 445,000 | 629,000 | 783,000 |
| Net interest income | 1,868,000 | 4,100,000 | 6,217,000 | 8,575,000 |
| Noninterest income | 296,000 | 501,000 | 824,000 | 1,147,000 |
| Noninterest expense | 1,577,000 | 3,230,000 | 4,912,000 | 6,635,000 |
| Provision for loan losses | 135,000 | 410,000 | 570,000 | 850,000 |
| Pretax income | 452,000 | 961,000 | 1,633,000 | 2,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 961,000 | 1,633,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,417,000 | 20,669,000 | 21,123,000 | 21,841,000 |
| Total capital | 21,883,000 | 22,326,000 | 22,933,000 | 23,743,000 |
| Risk-weighted assets | 126,165,000 | 132,453,000 | 152,617,000 | 152,071,000 |