Call reports 2019
ALTAMAHA BANK AND TRUST COMPANY — 2019
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,932,000 | 167,604,000 | 170,353,000 | 173,421,000 |
| Total loans | 106,618,000 | 110,243,000 | 115,036,000 | 117,241,000 |
| Allowance for loan losses | 1,406,000 | 1,304,000 | 1,332,000 | 1,407,000 |
| Securities available for sale | 36,511,000 | 38,481,000 | 37,818,000 | 35,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,383,000 | 147,362,000 | 149,364,000 | 152,479,000 |
| Interest-bearing deposits | 101,877,000 | 103,461,000 | 106,167,000 | 103,747,000 |
| Noninterest-bearing deposits | 42,506,000 | 43,901,000 | 43,197,000 | 48,732,000 |
| Equity capital | 19,131,000 | 19,834,000 | 20,430,000 | 20,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 3,975,000 | 6,044,000 | 8,176,000 |
| Interest expense | 217,000 | 455,000 | 714,000 | 967,000 |
| Net interest income | 1,746,000 | 3,520,000 | 5,330,000 | 7,209,000 |
| Noninterest income | 360,000 | 670,000 | 1,026,000 | 1,172,000 |
| Noninterest expense | 1,567,000 | 3,157,000 | 4,740,000 | 6,358,000 |
| Provision for loan losses | 75,000 | 135,000 | 245,000 | 355,000 |
| Pretax income | 464,000 | 930,000 | 1,403,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 930,000 | 1,403,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,700,000 | 19,889,000 | 20,211,000 | 20,621,000 |
| Total capital | 21,085,000 | 21,193,000 | 21,543,000 | 22,028,000 |
| Risk-weighted assets | 110,818,000 | 116,580,000 | 118,963,000 | 124,819,000 |