Call reports 2016
ALTAMAHA BANK AND TRUST COMPANY — 2016
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,358,000 | 157,240,000 | 158,646,000 | 160,618,000 |
| Total loans | 107,692,000 | 108,923,000 | 109,359,000 | 106,019,000 |
| Allowance for loan losses | 1,404,000 | 1,393,000 | 1,380,000 | 1,321,000 |
| Securities available for sale | 29,813,000 | 32,118,000 | 33,334,000 | 33,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,354,000 | 139,848,000 | 140,647,000 | 143,682,000 |
| Interest-bearing deposits | 107,883,000 | 105,121,000 | 105,260,000 | 103,294,000 |
| Noninterest-bearing deposits | 34,471,000 | 34,727,000 | 35,387,000 | 40,388,000 |
| Equity capital | 16,689,000 | 17,046,000 | 17,523,000 | 16,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,790,000 | 5,677,000 | 7,557,000 |
| Interest expense | 131,000 | 266,000 | 395,000 | 523,000 |
| Net interest income | 1,767,000 | 3,524,000 | 5,282,000 | 7,034,000 |
| Noninterest income | 297,000 | 630,000 | 946,000 | 1,685,000 |
| Noninterest expense | 1,492,000 | 2,996,000 | 4,462,000 | 6,373,000 |
| Provision for loan losses | 36,000 | 78,000 | 138,000 | 218,000 |
| Pretax income | 540,000 | 1,122,000 | 1,694,000 | 2,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 540,000 | 1,122,000 | 1,694,000 | 2,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,639,000 | 16,880,000 | 17,249,000 | 17,756,000 |
| Total capital | 17,983,000 | 18,235,000 | 18,619,000 | 19,077,000 |
| Risk-weighted assets | 107,496,000 | 108,404,000 | 109,581,000 | 108,065,000 |