Call reports 2015
ALTAMAHA BANK AND TRUST COMPANY — 2015
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,873,000 | 155,201,000 | 154,630,000 | 154,799,000 |
| Total loans | 108,958,000 | 107,776,000 | 109,592,000 | 108,764,000 |
| Allowance for loan losses | 1,403,000 | 1,411,000 | 1,362,000 | 1,378,000 |
| Securities available for sale | 20,313,000 | 25,266,000 | 28,363,000 | 29,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,889,000 | 139,220,000 | 137,875,000 | 138,090,000 |
| Interest-bearing deposits | 105,264,000 | 106,884,000 | 106,279,000 | 103,041,000 |
| Noninterest-bearing deposits | 30,625,000 | 32,336,000 | 31,596,000 | 35,049,000 |
| Equity capital | 15,659,000 | 15,456,000 | 16,095,000 | 16,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,771,000 | 5,690,000 | 7,579,000 |
| Interest expense | 128,000 | 266,000 | 406,000 | 539,000 |
| Net interest income | 1,749,000 | 3,505,000 | 5,284,000 | 7,040,000 |
| Noninterest income | 298,000 | 631,000 | 942,000 | 1,216,000 |
| Noninterest expense | 1,492,000 | 3,033,000 | 4,566,000 | 5,959,000 |
| Provision for loan losses | 40,000 | 75,000 | 110,000 | 155,000 |
| Pretax income | 515,000 | 1,028,000 | 1,552,000 | 2,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,028,000 | 1,552,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,620,000 | 15,828,000 | 16,016,000 | 16,776,000 |
| Total capital | 16,918,000 | 17,206,000 | 17,364,000 | 18,130,000 |
| Risk-weighted assets | 112,237,000 | 110,233,000 | 107,834,000 | 108,302,000 |