Call reports 2014
ALTAMAHA BANK AND TRUST COMPANY — 2014
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 149,092,000 | 149,296,000 | 146,109,000 | 148,819,000 |
| Total loans | 106,883,000 | 108,050,000 | 109,404,000 | 109,336,000 |
| Allowance for loan losses | 1,398,000 | 1,430,000 | 1,409,000 | 1,393,000 |
| Securities available for sale | 18,490,000 | 17,462,000 | 18,882,000 | 20,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,846,000 | 134,435,000 | 130,783,000 | 133,212,000 |
| Interest-bearing deposits | 105,581,000 | 103,566,000 | 100,603,000 | 100,934,000 |
| Noninterest-bearing deposits | 29,265,000 | 30,869,000 | 30,180,000 | 32,278,000 |
| Equity capital | 13,999,000 | 14,510,000 | 14,919,000 | 15,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,690,000 | 5,595,000 | 7,509,000 |
| Interest expense | 129,000 | 252,000 | 377,000 | 504,000 |
| Net interest income | 1,718,000 | 3,438,000 | 5,218,000 | 7,005,000 |
| Noninterest income | 216,000 | 526,000 | 827,000 | 1,110,000 |
| Noninterest expense | 1,380,000 | 2,821,000 | 4,256,000 | 5,769,000 |
| Provision for loan losses | 233,000 | 333,000 | 433,000 | 483,000 |
| Pretax income | 321,000 | 810,000 | 1,356,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 810,000 | 1,356,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,535,000 | 14,799,000 | 15,154,000 | 15,677,000 |
| Total capital | 15,872,000 | 16,178,000 | 16,546,000 | 17,032,000 |
| Risk-weighted assets | 107,796,000 | 110,303,000 | 111,314,000 | 109,771,000 |