Call reports 2013
ALTAMAHA BANK AND TRUST COMPANY — 2013
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,280,000 | 159,131,000 | 152,914,000 | 152,618,000 |
| Total loans | 106,307,000 | 109,108,000 | 107,020,000 | 105,912,000 |
| Allowance for loan losses | 1,564,000 | 1,406,000 | 1,331,000 | 1,440,000 |
| Securities available for sale | 25,837,000 | 22,497,000 | 21,786,000 | 19,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,801,000 | 144,690,000 | 138,356,000 | 138,230,000 |
| Interest-bearing deposits | 115,024,000 | 111,220,000 | 109,930,000 | 108,940,000 |
| Noninterest-bearing deposits | 33,777,000 | 33,470,000 | 28,426,000 | 29,290,000 |
| Equity capital | 14,315,000 | 14,020,000 | 14,058,000 | 14,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,798,000 | 5,728,000 | 7,678,000 |
| Interest expense | 196,000 | 374,000 | 536,000 | 678,000 |
| Net interest income | 1,667,000 | 3,424,000 | 5,192,000 | 7,000,000 |
| Noninterest income | 248,000 | 539,000 | 700,000 | 837,000 |
| Noninterest expense | 1,297,000 | 2,610,000 | 3,976,000 | 5,444,000 |
| Provision for loan losses | 270,000 | 527,000 | 752,000 | 892,000 |
| Pretax income | 348,000 | 826,000 | 1,164,000 | 1,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 826,000 | 1,164,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,146,000 | 14,440,000 | 14,548,000 | 14,840,000 |
| Total capital | 15,438,000 | 15,803,000 | 15,879,000 | 16,194,000 |
| Risk-weighted assets | 108,954,000 | 109,706,000 | 107,803,000 | 108,214,000 |