Call reports 2012
ALTAMAHA BANK AND TRUST COMPANY — 2012
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,905,000 | 148,704,000 | 151,507,000 | 154,890,000 |
| Total loans | 103,772,000 | 101,758,000 | 101,478,000 | 102,741,000 |
| Allowance for loan losses | 1,689,000 | 1,595,000 | 1,460,000 | 1,467,000 |
| Securities available for sale | 22,645,000 | 22,950,000 | 25,021,000 | 26,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,013,000 | 134,643,000 | 136,984,000 | 140,117,000 |
| Interest-bearing deposits | 108,774,000 | 107,374,000 | 110,386,000 | 112,374,000 |
| Noninterest-bearing deposits | 26,239,000 | 27,269,000 | 26,598,000 | 27,743,000 |
| Equity capital | 13,605,000 | 13,803,000 | 14,061,000 | 14,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 3,905,000 | 5,793,000 | 7,645,000 |
| Interest expense | 325,000 | 601,000 | 856,000 | 1,092,000 |
| Net interest income | 1,656,000 | 3,304,000 | 4,937,000 | 6,553,000 |
| Noninterest income | 202,000 | 398,000 | 471,000 | 624,000 |
| Noninterest expense | 1,278,000 | 2,520,000 | 3,848,000 | 5,156,000 |
| Provision for loan losses | 224,000 | 634,000 | 754,000 | 900,000 |
| Pretax income | 356,000 | 550,000 | 808,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 550,000 | 808,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,418,000 | 13,612,000 | 13,870,000 | 14,185,000 |
| Total capital | 14,704,000 | 14,879,000 | 15,126,000 | 15,470,000 |
| Risk-weighted assets | 102,465,000 | 100,961,000 | 100,281,000 | 102,732,000 |