Call reports 2010
ALTAMAHA BANK AND TRUST COMPANY — 2010
What ALTAMAHA BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 147,151,000 | 146,921,000 | 150,945,000 | 146,932,000 |
| Total loans | 113,927,000 | 114,733,000 | 114,926,000 | 115,495,000 |
| Allowance for loan losses | 1,459,000 | 1,468,000 | 1,496,000 | 1,638,000 |
| Securities available for sale | 18,467,000 | 19,393,000 | 18,255,000 | 17,335,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,873,000 | 131,381,000 | 136,792,000 | 133,426,000 |
| Interest-bearing deposits | 111,445,000 | 111,259,000 | 115,464,000 | 114,133,000 |
| Noninterest-bearing deposits | 21,428,000 | 20,122,000 | 21,328,000 | 19,292,000 |
| Equity capital | 12,906,000 | 13,361,000 | 13,697,000 | 13,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,598,000 | 6,827,000 | 9,060,000 |
| Interest expense | 713,000 | 1,375,000 | 2,028,000 | 2,624,000 |
| Net interest income | 1,538,000 | 3,223,000 | 4,799,000 | 6,436,000 |
| Noninterest income | 245,000 | 568,000 | 831,000 | 991,000 |
| Noninterest expense | 1,224,000 | 2,661,000 | 3,918,000 | 5,442,000 |
| Provision for loan losses | 200,000 | 375,000 | 635,000 | 960,000 |
| Pretax income | 359,000 | 761,000 | 1,085,000 | 1,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 359,000 | 761,000 | 1,085,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,989,000 | 13,104,000 | 13,326,000 | 13,274,000 |
| Total capital | 14,315,000 | 14,432,000 | 14,676,000 | 14,611,000 |
| Risk-weighted assets | 105,748,000 | 105,965,000 | 107,916,000 | 106,665,000 |