Call reports 2025
BANK OF DAWSON — 2025
What BANK OF DAWSON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,235,000 | 164,719,000 | 162,188,000 | 158,316,000 |
| Total loans | 100,479,000 | 100,892,000 | 99,078,000 | 90,641,000 |
| Allowance for loan losses | 1,438,000 | 1,514,000 | 1,502,000 | 1,533,000 |
| Securities available for sale | 32,983,000 | 32,609,000 | 32,627,000 | 31,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,987,000 | 138,285,000 | 134,294,000 | 131,528,000 |
| Interest-bearing deposits | 105,426,000 | 107,339,000 | 107,766,000 | 104,488,000 |
| Noninterest-bearing deposits | 27,561,000 | 30,946,000 | 26,528,000 | 27,040,000 |
| Equity capital | 23,352,000 | 24,558,000 | 25,818,000 | 24,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 5,027,000 | 7,489,000 | 9,839,000 |
| Interest expense | 873,000 | 1,683,000 | 2,499,000 | 3,286,000 |
| Net interest income | 1,536,000 | 3,344,000 | 4,990,000 | 6,553,000 |
| Noninterest income | 156,000 | 427,000 | 592,000 | 730,000 |
| Noninterest expense | 925,000 | 1,851,000 | 2,852,000 | 4,310,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 692,000 | 1,770,000 | 2,493,000 | 2,686,000 |
| Income tax | 0 | 30,000 | 56,000 | 61,000 |
| Net income | 692,000 | 1,740,000 | 2,437,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,701,000 | 28,627,000 | 29,324,000 | 27,989,000 |
| Total capital | 29,149,000 | 30,094,000 | 30,769,000 | 29,394,000 |
| Risk-weighted assets | 115,644,000 | 117,132,000 | 115,303,000 | 112,094,000 |