Call reports 2024
BANK OF DAWSON — 2024
What BANK OF DAWSON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 148,374,000 | 154,425,000 | 161,902,000 | 159,541,000 |
| Total loans | 89,631,000 | 99,253,000 | 104,532,000 | 96,221,000 |
| Allowance for loan losses | 1,364,000 | 1,380,000 | 1,436,000 | 1,404,000 |
| Securities available for sale | 34,796,000 | 34,244,000 | 34,759,000 | 32,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,317,000 | 125,684,000 | 130,950,000 | 130,563,000 |
| Interest-bearing deposits | 98,222,000 | 98,872,000 | 103,238,000 | 103,046,000 |
| Noninterest-bearing deposits | 27,095,000 | 26,812,000 | 27,712,000 | 27,517,000 |
| Equity capital | 21,353,000 | 22,028,000 | 23,862,000 | 22,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,565,000 | 7,072,000 | 9,510,000 |
| Interest expense | 756,000 | 1,556,000 | 2,510,000 | 3,486,000 |
| Net interest income | 1,460,000 | 3,009,000 | 4,562,000 | 6,024,000 |
| Noninterest income | 174,000 | 307,000 | 471,000 | 601,000 |
| Noninterest expense | 958,000 | 1,890,000 | 2,868,000 | 4,063,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 601,000 | 1,276,000 | 1,940,000 | 2,287,000 |
| Income tax | 13,000 | 49,000 | 49,000 | 89,000 |
| Net income | 588,000 | 1,227,000 | 1,891,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,511,000 | 27,028,000 | 27,692,000 | 27,009,000 |
| Total capital | 27,812,000 | 28,413,000 | 29,128,000 | 28,409,000 |
| Risk-weighted assets | 103,819,000 | 110,642,000 | 115,775,000 | 111,777,000 |