Call reports 2023
BANK OF DAWSON — 2023
What BANK OF DAWSON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,993,000 | 144,350,000 | 141,411,000 | 149,322,000 |
| Total loans | 78,902,000 | 87,375,000 | 92,279,000 | 87,594,000 |
| Allowance for loan losses | 1,314,000 | 1,366,000 | 1,350,000 | 1,291,000 |
| Securities available for sale | 42,724,000 | 39,342,000 | 34,339,000 | 35,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,131,000 | 122,800,000 | 120,238,000 | 126,651,000 |
| Interest-bearing deposits | 93,823,000 | 96,492,000 | 94,221,000 | 95,620,000 |
| Noninterest-bearing deposits | 28,308,000 | 26,308,000 | 26,017,000 | 31,031,000 |
| Equity capital | 19,928,000 | 20,411,000 | 19,733,000 | 21,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,783,000 | 5,888,000 | 7,975,000 |
| Interest expense | 342,000 | 816,000 | 1,374,000 | 2,054,000 |
| Net interest income | 1,351,000 | 2,967,000 | 4,514,000 | 5,921,000 |
| Noninterest income | 146,000 | 365,000 | 567,000 | 742,000 |
| Noninterest expense | 862,000 | 1,824,000 | 2,632,000 | 3,838,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 512,000 | 1,260,000 | 2,020,000 | 2,346,000 |
| Income tax | 13,000 | 21,000 | 64,000 | 100,000 |
| Net income | 499,000 | 1,239,000 | 1,956,000 | 2,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,288,000 | 25,906,000 | 26,624,000 | 25,923,000 |
| Total capital | 26,474,000 | 27,159,000 | 27,903,000 | 27,208,000 |
| Risk-weighted assets | 94,545,000 | 99,959,000 | 102,100,000 | 102,574,000 |