Call reports 2022
BANK OF DAWSON — 2022
What BANK OF DAWSON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 151,154,000 | 149,816,000 | 142,530,000 | 140,160,000 |
| Total loans | 78,785,000 | 80,489,000 | 76,623,000 | 70,364,000 |
| Allowance for loan losses | 1,289,000 | 1,350,000 | 1,368,000 | 1,439,000 |
| Securities available for sale | 36,874,000 | 42,287,000 | 42,693,000 | 45,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,922,000 | 129,107,000 | 123,554,000 | 120,900,000 |
| Interest-bearing deposits | 101,950,000 | 99,325,000 | 92,851,000 | 89,850,000 |
| Noninterest-bearing deposits | 26,972,000 | 29,782,000 | 30,703,000 | 31,050,000 |
| Equity capital | 21,949,000 | 20,459,000 | 18,691,000 | 18,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,642,000 | 4,125,000 | 5,626,000 |
| Interest expense | 143,000 | 284,000 | 419,000 | 604,000 |
| Net interest income | 1,099,000 | 2,358,000 | 3,706,000 | 5,022,000 |
| Noninterest income | 349,000 | 510,000 | 671,000 | 819,000 |
| Noninterest expense | 822,000 | 1,585,000 | 2,406,000 | 3,872,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 562,000 | 1,144,000 | 1,757,000 | 1,705,000 |
| Income tax | 0 | 16,000 | 43,000 | 70,000 |
| Net income | 562,000 | 1,128,000 | 1,714,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,828,000 | 25,272,000 | 25,858,000 | 24,789,000 |
| Total capital | 25,966,000 | 26,622,000 | 27,226,000 | 25,889,000 |
| Risk-weighted assets | 90,914,000 | 124,282,000 | 119,872,000 | 87,636,000 |