Call reports 2016
BANK OF DAWSON — 2016
What BANK OF DAWSON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,891,000 | 112,879,000 | 108,520,000 | 116,074,000 |
| Total loans | 76,623,000 | 83,533,000 | 84,017,000 | 71,992,000 |
| Allowance for loan losses | 1,027,000 | 1,086,000 | 1,109,000 | 1,079,000 |
| Securities available for sale | 19,859,000 | 19,366,000 | 17,285,000 | 16,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,709,000 | 91,319,000 | 86,631,000 | 95,232,000 |
| Interest-bearing deposits | 80,592,000 | 76,322,000 | 72,613,000 | 74,680,000 |
| Noninterest-bearing deposits | 16,117,000 | 14,997,000 | 14,018,000 | 20,552,000 |
| Equity capital | 20,412,000 | 20,855,000 | 21,193,000 | 20,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,606,000 | 4,009,000 | 5,339,000 |
| Interest expense | 122,000 | 244,000 | 363,000 | 484,000 |
| Net interest income | 1,134,000 | 2,362,000 | 3,646,000 | 4,855,000 |
| Noninterest income | 267,000 | 429,000 | 574,000 | 774,000 |
| Noninterest expense | 732,000 | 1,505,000 | 2,238,000 | 3,469,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 602,000 | 1,148,000 | 1,770,000 | 1,908,000 |
| Income tax | 212,000 | 401,000 | 619,000 | 636,000 |
| Net income | 390,000 | 747,000 | 1,151,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,372,000 | 20,604,000 | 21,007,000 | 20,448,000 |
| Total capital | 21,332,000 | 21,608,000 | 22,015,000 | 21,379,000 |
| Risk-weighted assets | 76,753,000 | 80,244,000 | 80,576,000 | 74,369,000 |