Call reports 2015
BANK OF DAWSON — 2015
What BANK OF DAWSON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,477,000 | 111,745,000 | 110,365,000 | 113,254,000 |
| Total loans | 70,182,000 | 78,574,000 | 79,632,000 | 70,808,000 |
| Allowance for loan losses | 1,023,000 | 1,070,000 | 950,000 | 949,000 |
| Securities available for sale | 34,435,000 | 25,096,000 | 23,710,000 | 19,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,219,000 | 91,603,000 | 89,029,000 | 92,716,000 |
| Interest-bearing deposits | 80,681,000 | 78,445,000 | 75,947,000 | 74,579,000 |
| Noninterest-bearing deposits | 14,538,000 | 13,158,000 | 13,082,000 | 18,137,000 |
| Equity capital | 19,578,000 | 19,479,000 | 20,084,000 | 19,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,459,000 | 3,906,000 | 5,195,000 |
| Interest expense | 126,000 | 254,000 | 380,000 | 503,000 |
| Net interest income | 1,092,000 | 2,205,000 | 3,526,000 | 4,692,000 |
| Noninterest income | 157,000 | 320,000 | 434,000 | 616,000 |
| Noninterest expense | 731,000 | 1,479,000 | 2,199,000 | 3,426,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 449,000 | 912,000 | 1,558,000 | 1,630,000 |
| Income tax | 145,000 | 296,000 | 519,000 | 543,000 |
| Net income | 304,000 | 616,000 | 1,039,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,572,000 | 19,759,000 | 20,182,000 | 19,981,000 |
| Total capital | 20,452,000 | 20,741,000 | 21,132,000 | 20,899,000 |
| Risk-weighted assets | 68,409,000 | 78,478,000 | 79,462,000 | 73,413,000 |