Call reports 2014
BANK OF DAWSON — 2014
What BANK OF DAWSON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 123,499,000 | 116,583,000 | 113,833,000 | 114,008,000 |
| Total loans | 61,481,000 | 66,659,000 | 68,076,000 | 64,930,000 |
| Allowance for loan losses | 1,088,000 | 1,075,000 | 1,080,000 | 965,000 |
| Securities available for sale | 42,225,000 | 39,266,000 | 37,715,000 | 35,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,599,000 | 97,095,000 | 93,797,000 | 94,297,000 |
| Interest-bearing deposits | 90,972,000 | 84,492,000 | 80,890,000 | 76,842,000 |
| Noninterest-bearing deposits | 13,627,000 | 12,603,000 | 12,907,000 | 17,455,000 |
| Equity capital | 18,225,000 | 18,725,000 | 19,109,000 | 19,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,355,000 | 3,620,000 | 4,811,000 |
| Interest expense | 163,000 | 311,000 | 452,000 | 587,000 |
| Net interest income | 985,000 | 2,044,000 | 3,168,000 | 4,224,000 |
| Noninterest income | 112,000 | 275,000 | 462,000 | 633,000 |
| Noninterest expense | 728,000 | 1,481,000 | 2,202,000 | 3,417,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 292,000 | 691,000 | 1,258,000 | 1,262,000 |
| Income tax | 81,000 | 200,000 | 391,000 | 368,000 |
| Net income | 211,000 | 491,000 | 867,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,959,000 | 19,115,000 | 19,490,000 | 19,268,000 |
| Total capital | 19,238,000 | 19,368,000 | 19,724,000 | 19,399,000 |
| Risk-weighted assets | 63,915,000 | 64,961,000 | 66,844,000 | 65,919,000 |