Call reports 2013
BANK OF DAWSON — 2013
What BANK OF DAWSON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,663,000 | 120,635,000 | 118,365,000 | 123,951,000 |
| Total loans | 59,784,000 | 65,490,000 | 65,566,000 | 60,975,000 |
| Allowance for loan losses | 1,162,000 | 1,217,000 | 1,251,000 | 1,073,000 |
| Securities available for sale | 38,044,000 | 38,790,000 | 40,487,000 | 40,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,286,000 | 102,104,000 | 99,535,000 | 105,757,000 |
| Interest-bearing deposits | 89,307,000 | 90,368,000 | 86,506,000 | 86,663,000 |
| Noninterest-bearing deposits | 12,979,000 | 11,736,000 | 13,029,000 | 19,094,000 |
| Equity capital | 18,657,000 | 17,809,000 | 18,114,000 | 17,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,398,000 | 3,625,000 | 4,944,000 |
| Interest expense | 216,000 | 420,000 | 609,000 | 788,000 |
| Net interest income | 951,000 | 1,978,000 | 3,016,000 | 4,156,000 |
| Noninterest income | 151,000 | 299,000 | 470,000 | 635,000 |
| Noninterest expense | 773,000 | 1,514,000 | 2,228,000 | 3,386,000 |
| Provision for loan losses | 75,000 | 125,000 | 200,000 | 250,000 |
| Pretax income | 269,000 | 674,000 | 1,098,000 | 1,232,000 |
| Income tax | 75,000 | 202,000 | 335,000 | 394,000 |
| Net income | 194,000 | 472,000 | 763,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,478,000 | 18,632,000 | 18,922,000 | 18,748,000 |
| Total capital | 19,233,000 | 19,445,000 | 19,742,000 | 19,549,000 |
| Risk-weighted assets | 59,991,000 | 64,692,000 | 65,247,000 | 63,881,000 |