Call reports 2012
BANK OF DAWSON — 2012
What BANK OF DAWSON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,855,000 | 118,100,000 | 116,140,000 | 115,312,000 |
| Total loans | 63,496,000 | 69,608,000 | 69,483,000 | 58,583,000 |
| Allowance for loan losses | 1,254,000 | 1,329,000 | 1,221,000 | 1,155,000 |
| Securities available for sale | 39,013,000 | 38,562,000 | 36,604,000 | 34,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,806,000 | 98,734,000 | 96,150,000 | 95,820,000 |
| Interest-bearing deposits | 89,164,000 | 86,654,000 | 85,070,000 | 82,742,000 |
| Noninterest-bearing deposits | 14,641,000 | 12,080,000 | 11,081,000 | 13,077,000 |
| Equity capital | 18,217,000 | 18,542,000 | 19,067,000 | 18,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,650,000 | 4,039,000 | 5,424,000 |
| Interest expense | 294,000 | 553,000 | 795,000 | 1,021,000 |
| Net interest income | 1,028,000 | 2,097,000 | 3,244,000 | 4,403,000 |
| Noninterest income | 150,000 | 324,000 | 518,000 | 681,000 |
| Noninterest expense | 765,000 | 1,550,000 | 2,177,000 | 3,411,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 405,000 | 903,000 | 1,555,000 | 1,633,000 |
| Income tax | 128,000 | 292,000 | 512,000 | 489,000 |
| Net income | 277,000 | 611,000 | 1,043,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,916,000 | 18,126,000 | 18,557,000 | 18,284,000 |
| Total capital | 18,706,000 | 18,957,000 | 19,373,000 | 19,035,000 |
| Risk-weighted assets | 62,701,000 | 66,022,000 | 65,911,000 | 59,698,000 |