Call reports 2010
BANK OF DAWSON — 2010
What BANK OF DAWSON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,643,000 | 104,636,000 | 105,352,000 | 106,440,000 |
| Total loans | 63,609,000 | 68,384,000 | 70,397,000 | 62,513,000 |
| Allowance for loan losses | 1,097,000 | 1,115,000 | 1,193,000 | 1,173,000 |
| Securities available for sale | 28,200,000 | 28,669,000 | 26,651,000 | 30,791,000 |
| Securities held to maturity | 210,000 | 210,000 | 210,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,221,000 | 86,695,000 | 86,721,000 | 88,627,000 |
| Interest-bearing deposits | 78,183,000 | 77,742,000 | 77,343,000 | 76,500,000 |
| Noninterest-bearing deposits | 9,038,000 | 8,953,000 | 9,378,000 | 12,127,000 |
| Equity capital | 16,533,000 | 16,966,000 | 17,542,000 | 16,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,825,000 | 4,359,000 | 5,774,000 |
| Interest expense | 396,000 | 774,000 | 1,146,000 | 1,511,000 |
| Net interest income | 947,000 | 2,051,000 | 3,213,000 | 4,263,000 |
| Noninterest income | 183,000 | 373,000 | 547,000 | 731,000 |
| Noninterest expense | 639,000 | 1,286,000 | 1,980,000 | 3,103,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 300,000 |
| Pretax income | 431,000 | 1,011,000 | 1,637,000 | 1,687,000 |
| Income tax | 141,000 | 337,000 | 550,000 | 514,000 |
| Net income | 290,000 | 674,000 | 1,087,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,967,000 | 16,316,000 | 16,813,000 | 16,278,000 |
| Total capital | 16,722,000 | 17,092,000 | 17,617,000 | 17,028,000 |
| Risk-weighted assets | 60,070,000 | 61,737,000 | 63,900,000 | 59,605,000 |