Call reports 2009
BANK OF DAWSON — 2009
What BANK OF DAWSON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 102,906,000 | 103,675,000 | 100,716,000 | 102,555,000 |
| Total loans | 63,700,000 | 68,631,000 | 68,062,000 | 62,206,000 |
| Allowance for loan losses | 1,135,000 | 1,172,000 | 1,410,000 | 1,034,000 |
| Securities available for sale | 29,264,000 | 29,614,000 | 27,101,000 | 26,295,000 |
| Securities held to maturity | 280,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,770,000 | 85,767,000 | 82,942,000 | 85,488,000 |
| Interest-bearing deposits | 77,659,000 | 76,986,000 | 74,318,000 | 74,326,000 |
| Noninterest-bearing deposits | 8,111,000 | 8,781,000 | 8,624,000 | 11,162,000 |
| Equity capital | 15,954,000 | 16,074,000 | 16,617,000 | 16,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,205,000 | 4,835,000 | 6,322,000 |
| Interest expense | 581,000 | 1,098,000 | 1,593,000 | 2,024,000 |
| Net interest income | 987,000 | 2,107,000 | 3,242,000 | 4,298,000 |
| Noninterest income | 135,000 | 288,000 | 441,000 | 595,000 |
| Noninterest expense | 710,000 | 1,350,000 | 1,990,000 | 3,064,000 |
| Provision for loan losses | 45,000 | 90,000 | 395,000 | 715,000 |
| Pretax income | 389,000 | 1,028,000 | 1,443,000 | 1,308,000 |
| Income tax | 128,000 | 350,000 | 488,000 | 389,000 |
| Net income | 261,000 | 678,000 | 955,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,302,000 | 15,506,000 | 15,919,000 | 15,617,000 |
| Total capital | 16,075,000 | 16,307,000 | 16,717,000 | 16,377,000 |
| Risk-weighted assets | 61,482,000 | 63,723,000 | 63,207,000 | 60,547,000 |