Call reports 2008
BANK OF DAWSON — 2008
What BANK OF DAWSON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,644,000 | 102,090,000 | 98,617,000 | 98,803,000 |
| Total loans | 64,495,000 | 64,433,000 | 65,343,000 | 60,367,000 |
| Allowance for loan losses | 1,235,000 | 1,250,000 | 1,214,000 | 1,128,000 |
| Securities available for sale | 22,719,000 | 24,111,000 | 26,038,000 | 27,072,000 |
| Securities held to maturity | 533,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,996,000 | 85,625,000 | 81,679,000 | 81,838,000 |
| Interest-bearing deposits | 75,444,000 | 76,721,000 | 73,753,000 | 70,864,000 |
| Noninterest-bearing deposits | 8,552,000 | 8,904,000 | 7,926,000 | 10,974,000 |
| Equity capital | 15,252,000 | 15,124,000 | 15,576,000 | 15,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,474,000 | 5,291,000 | 6,971,000 |
| Interest expense | 753,000 | 1,471,000 | 2,146,000 | 2,787,000 |
| Net interest income | 1,006,000 | 2,003,000 | 3,145,000 | 4,184,000 |
| Noninterest income | 144,000 | 311,000 | 483,000 | 628,000 |
| Noninterest expense | 660,000 | 1,244,000 | 1,921,000 | 2,975,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 449,000 | 990,000 | 1,582,000 | 1,683,000 |
| Income tax | 155,000 | 342,000 | 547,000 | 537,000 |
| Net income | 294,000 | 648,000 | 1,035,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,533,000 | 14,579,000 | 14,984,000 | 15,115,000 |
| Total capital | 15,105,000 | 15,366,000 | 15,758,000 | 15,859,000 |
| Risk-weighted assets | 62,753,000 | 62,454,000 | 61,408,000 | 59,137,000 |