Call reports 2026
CHELSEA SAVINGS BANK — 2026
What CHELSEA SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 198,252,000 | 196,910,000 |
| Total loans | 81,525,000 | 84,418,000 |
| Allowance for loan losses | 590,000 | 590,000 |
| Securities available for sale | 97,515,000 | 96,974,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 174,458,000 | 173,766,000 |
| Interest-bearing deposits | 141,922,000 | 142,679,000 |
| Noninterest-bearing deposits | 32,536,000 | 31,087,000 |
| Equity capital | 22,969,000 | 22,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,324,000 | 4,714,000 |
| Interest expense | 700,000 | 1,393,000 |
| Net interest income | 1,624,000 | 3,321,000 |
| Noninterest income | 65,000 | 128,000 |
| Noninterest expense | 807,000 | 1,648,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 882,000 | 1,801,000 |
| Income tax | 33,000 | 68,000 |
| Net income | 849,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,718,000 | 33,792,000 |