Call report 2025Q4
CHELSEA SAVINGS BANK — 2025Q4
The 22 measures CHELSEA SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,649,000 | USD | evidence → |
| Total loans | 83,127,000 | USD | evidence → |
| Allowance for loan losses | 590,000 | USD | evidence → |
| Securities available for sale | 101,148,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,859,000 | USD | evidence → |
| Interest-bearing deposits | 140,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,524,000 | USD | evidence → |
| Equity capital | 21,858,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,205,000 | USD | evidence → |
| Interest expense | 2,948,000 | USD | evidence → |
| Net interest income | 6,257,000 | USD | evidence → |
| Noninterest income | 361,000 | USD | evidence → |
| Noninterest expense | 3,349,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 3,225,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 3,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,805,000 | USD | evidence → |