Call reports 2022
CHELSEA SAVINGS BANK — 2022
What CHELSEA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 189,361,000 | 183,910,000 | 179,064,000 | 177,830,000 |
| Total loans | 54,020,000 | 58,555,000 | 61,809,000 | 57,004,000 |
| Allowance for loan losses | 597,000 | 598,000 | 546,000 | 598,000 |
| Securities available for sale | 117,814,000 | 107,825,000 | 107,292,000 | 108,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,647,000 | 167,844,000 | 162,787,000 | 162,521,000 |
| Interest-bearing deposits | 35,044,000 | 133,099,000 | 127,523,000 | 128,172,000 |
| Noninterest-bearing deposits | 129,603,000 | 34,745,000 | 35,263,000 | 34,349,000 |
| Equity capital | 22,615,000 | 13,892,000 | 12,690,000 | 13,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,987,000 | 4,567,000 | 6,199,000 |
| Interest expense | 154,000 | 289,000 | 459,000 | 707,000 |
| Net interest income | 1,320,000 | 2,698,000 | 4,108,000 | 5,492,000 |
| Noninterest income | 157,000 | 297,000 | 1,003,000 | 1,093,000 |
| Noninterest expense | 769,000 | 1,590,000 | 2,388,000 | 3,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 711,000 | 1,409,000 | 2,725,000 | 3,274,000 |
| Income tax | 55,000 | 152,000 | 231,000 | 167,000 |
| Net income | 656,000 | 1,257,000 | 2,494,000 | 3,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,183,000 | 26,358,000 | 27,406,000 | 27,831,000 |