Call reports 2017
CHELSEA SAVINGS BANK — 2017
What CHELSEA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,227,000 | 128,319,000 | 122,581,000 | 119,997,000 |
| Total loans | 50,454,000 | 49,250,000 | 50,954,000 | 50,376,000 |
| Allowance for loan losses | 439,000 | 430,000 | 431,000 | 431,000 |
| Securities available for sale | 63,961,000 | 63,112,000 | 62,301,000 | 60,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,359,000 | 104,298,000 | 93,415,000 | 96,043,000 |
| Interest-bearing deposits | 86,881,000 | 88,035,000 | 77,445,000 | 80,879,000 |
| Noninterest-bearing deposits | 15,478,000 | 16,263,000 | 15,970,000 | 15,164,000 |
| Equity capital | 21,604,000 | 22,687,000 | 22,957,000 | 22,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,201,000 | 3,334,000 | 4,418,000 |
| Interest expense | 154,000 | 287,000 | 428,000 | 560,000 |
| Net interest income | 939,000 | 1,914,000 | 2,906,000 | 3,858,000 |
| Noninterest income | 98,000 | 187,000 | 416,000 | 533,000 |
| Noninterest expense | 562,000 | 1,128,000 | 1,706,000 | 2,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 973,000 | 1,631,000 | 1,956,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 93,000 |
| Net income | 445,000 | 913,000 | 1,541,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,944,000 | 21,993,000 | 22,411,000 | 22,523,000 |
| Total capital | 22,383,000 | 22,423,000 | 22,842,000 | 22,954,000 |
| Risk-weighted assets | 66,380,000 | 66,178,000 | 65,467,000 | 64,520,000 |