Call reports 2018
ISLANDERS BANK — 2018
What ISLANDERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 279,460,000 | 280,991,000 | 295,729,000 | 277,184,000 |
| Total loans | 187,865,000 | 183,822,000 | 182,394,000 | 187,520,000 |
| Allowance for loan losses | 2,393,000 | 2,424,000 | 2,424,000 | 2,414,000 |
| Securities available for sale | 44,119,000 | 50,066,000 | 56,979,000 | 53,042,000 |
| Securities held to maturity | 13,082,000 | 12,837,000 | 12,662,000 | 10,664,000 |
| Trading assets | 100,000 | 100,000 | 100,000 | 0 |
| Total deposits | 248,281,000 | 249,483,000 | 263,491,000 | 243,965,000 |
| Interest-bearing deposits | 151,270,000 | 146,434,000 | 152,223,000 | 145,568,000 |
| Noninterest-bearing deposits | 97,011,000 | 103,049,000 | 111,268,000 | 98,397,000 |
| Equity capital | 29,665,000 | 30,191,000 | 30,614,000 | 31,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,718,000 | 5,535,000 | 8,544,000 | 11,754,000 |
| Interest expense | 60,000 | 120,000 | 184,000 | 261,000 |
| Net interest income | 2,658,000 | 5,415,000 | 8,360,000 | 11,493,000 |
| Noninterest income | 284,000 | 645,000 | 959,000 | 1,241,000 |
| Noninterest expense | 1,582,000 | 3,257,000 | 4,999,000 | 6,739,000 |
| Provision for loan losses | 60,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 1,300,000 | 2,712,000 | 4,229,000 | 5,894,000 |
| Income tax | 218,000 | 464,000 | 731,000 | 1,017,000 |
| Net income | 1,082,000 | 2,248,000 | 3,498,000 | 4,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,303,000 | 30,886,000 | 31,511,000 | 32,200,000 |
| Total capital | 32,716,000 | 33,330,000 | 33,866,000 | 34,567,000 |
| Risk-weighted assets | 195,087,000 | 196,264,000 | 188,328,000 | 189,281,000 |