Call reports 2017
ISLANDERS BANK — 2017
What ISLANDERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,387,000 | 267,584,000 | 281,894,000 | 277,834,000 |
| Total loans | 185,107,000 | 189,208,000 | 187,477,000 | 189,150,000 |
| Allowance for loan losses | 2,186,000 | 2,248,000 | 2,295,000 | 2,341,000 |
| Securities available for sale | 28,683,000 | 31,142,000 | 35,326,000 | 41,816,000 |
| Securities held to maturity | 13,667,000 | 13,516,000 | 13,608,000 | 12,985,000 |
| Trading assets | 334,000 | 333,000 | 331,000 | 100,000 |
| Total deposits | 224,109,000 | 232,514,000 | 251,205,000 | 247,255,000 |
| Interest-bearing deposits | 139,440,000 | 143,595,000 | 149,094,000 | 154,298,000 |
| Noninterest-bearing deposits | 84,669,000 | 88,919,000 | 102,111,000 | 92,957,000 |
| Equity capital | 33,347,000 | 28,894,000 | 29,361,000 | 29,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 5,186,000 | 7,928,000 | 10,732,000 |
| Interest expense | 59,000 | 117,000 | 176,000 | 238,000 |
| Net interest income | 2,507,000 | 5,069,000 | 7,752,000 | 10,494,000 |
| Noninterest income | 350,000 | 654,000 | 985,000 | 1,273,000 |
| Noninterest expense | 1,549,000 | 3,270,000 | 4,878,000 | 6,510,000 |
| Provision for loan losses | 90,000 | 150,000 | 195,000 | 240,000 |
| Pretax income | 1,218,000 | 2,303,000 | 3,664,000 | 5,017,000 |
| Income tax | 373,000 | 695,000 | 1,112,000 | 1,756,000 |
| Net income | 845,000 | 1,608,000 | 2,552,000 | 3,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,522,000 | 28,903,000 | 29,375,000 | 29,761,000 |
| Total capital | 35,728,000 | 31,171,000 | 31,690,000 | 32,122,000 |
| Risk-weighted assets | 187,884,000 | 191,306,000 | 193,840,000 | 196,018,000 |