Call reports 2013
ISLANDERS BANK — 2013
What ISLANDERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 225,802,000 | 231,097,000 | 238,792,000 | 233,118,000 |
| Total loans | 179,571,000 | 179,140,000 | 173,376,000 | 180,742,000 |
| Allowance for loan losses | 2,991,000 | 2,911,000 | 2,889,000 | 2,641,000 |
| Securities available for sale | 5,649,000 | 5,609,000 | 6,309,000 | 5,840,000 |
| Securities held to maturity | 2,771,000 | 2,738,000 | 2,725,000 | 2,692,000 |
| Trading assets | 1,176,000 | 887,000 | 883,000 | 886,000 |
| Total deposits | 192,192,000 | 196,499,000 | 205,375,000 | 199,361,000 |
| Interest-bearing deposits | 140,772,000 | 141,497,000 | 146,943,000 | 143,223,000 |
| Noninterest-bearing deposits | 51,420,000 | 55,002,000 | 58,432,000 | 56,138,000 |
| Equity capital | 31,882,000 | 32,299,000 | 32,589,000 | 32,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,224,000 | 7,644,000 | 10,046,000 |
| Interest expense | 166,000 | 323,000 | 481,000 | 619,000 |
| Net interest income | 2,367,000 | 4,901,000 | 7,163,000 | 9,427,000 |
| Noninterest income | 306,000 | 649,000 | 931,000 | 1,261,000 |
| Noninterest expense | 1,475,000 | 3,014,000 | 4,543,000 | 6,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,198,000 | 2,536,000 | 3,551,000 | 4,616,000 |
| Income tax | 406,000 | 863,000 | 1,290,000 | 1,651,000 |
| Net income | 792,000 | 1,673,000 | 2,261,000 | 2,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,068,000 | 31,615,000 | 32,012,000 | 32,469,000 |
| Total capital | 33,369,000 | 33,912,000 | 34,293,000 | 34,795,000 |
| Risk-weighted assets | 183,353,000 | 183,150,000 | 181,902,000 | 185,739,000 |