Call reports 2011
ISLANDERS BANK — 2011
What ISLANDERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 238,659,000 | 238,845,000 | 240,206,000 | 231,523,000 |
| Total loans | 195,754,000 | 191,896,000 | 183,276,000 | 181,932,000 |
| Allowance for loan losses | 2,713,000 | 2,691,000 | 2,926,000 | 2,885,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,386,000 | 1,394,000 | 1,400,000 | 1,397,000 |
| Total deposits | 208,360,000 | 207,868,000 | 209,233,000 | 200,237,000 |
| Interest-bearing deposits | 166,631,000 | 162,599,000 | 159,624,000 | 156,735,000 |
| Noninterest-bearing deposits | 41,729,000 | 45,269,000 | 49,609,000 | 43,502,000 |
| Equity capital | 28,946,000 | 29,266,000 | 29,625,000 | 29,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,910,000 | 6,019,000 | 8,808,000 | 11,569,000 |
| Interest expense | 353,000 | 696,000 | 1,029,000 | 1,318,000 |
| Net interest income | 2,557,000 | 5,323,000 | 7,779,000 | 10,251,000 |
| Noninterest income | 313,000 | 537,000 | 792,000 | 853,000 |
| Noninterest expense | 1,879,000 | 3,606,000 | 5,482,000 | 7,240,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 691,000 | 1,654,000 | 2,189,000 | 2,664,000 |
| Income tax | 230,000 | 556,000 | 732,000 | 887,000 |
| Net income | 461,000 | 1,098,000 | 1,457,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,182,000 | 27,629,000 | 28,110,000 | 28,237,000 |
| Total capital | 29,762,000 | 30,160,000 | 30,584,000 | 30,627,000 |
| Risk-weighted assets | 206,269,000 | 202,353,000 | 197,432,000 | 190,684,000 |