Call reports 2010
ISLANDERS BANK — 2010
What ISLANDERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 219,773,000 | 235,627,000 | 243,504,000 | 239,563,000 |
| Total loans | 201,030,000 | 195,523,000 | 196,911,000 | 194,166,000 |
| Allowance for loan losses | 2,036,000 | 2,105,000 | 2,337,000 | 2,556,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,067,000 | 1,745,000 | 1,763,000 | 1,387,000 |
| Total deposits | 172,923,000 | 204,545,000 | 211,872,000 | 207,564,000 |
| Interest-bearing deposits | 131,468,000 | 163,047,000 | 166,877,000 | 168,568,000 |
| Noninterest-bearing deposits | 41,455,000 | 41,498,000 | 44,995,000 | 38,996,000 |
| Equity capital | 27,645,000 | 28,105,000 | 28,487,000 | 28,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,456,000 | 9,658,000 | 12,711,000 |
| Interest expense | 416,000 | 824,000 | 1,233,000 | 1,603,000 |
| Net interest income | 2,789,000 | 5,632,000 | 8,425,000 | 11,108,000 |
| Noninterest income | 357,000 | 715,000 | 1,086,000 | 1,348,000 |
| Noninterest expense | 1,549,000 | 3,125,000 | 4,837,000 | 6,676,000 |
| Provision for loan losses | 166,000 | 376,000 | 676,000 | 976,000 |
| Pretax income | 1,431,000 | 2,846,000 | 3,998,000 | 4,804,000 |
| Income tax | 487,000 | 969,000 | 1,361,000 | 1,630,000 |
| Net income | 944,000 | 1,877,000 | 2,637,000 | 3,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,346,000 | 25,942,000 | 26,457,000 | 26,818,000 |
| Total capital | 27,382,000 | 28,046,000 | 28,794,000 | 29,362,000 |
| Risk-weighted assets | 203,912,000 | 204,971,000 | 206,972,000 | 203,463,000 |