Call reports 2019
OAK CREEK VALLEY BANK — 2019
What OAK CREEK VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 86,150,000 | 86,365,000 |
| Total loans | 53,545,000 | 53,832,000 |
| Allowance for loan losses | 720,000 | 659,000 |
| Securities available for sale | 26,535,000 | 26,187,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 60,636,000 | 62,872,000 |
| Interest-bearing deposits | 53,876,000 | 56,670,000 |
| Noninterest-bearing deposits | 6,760,000 | 6,202,000 |
| Equity capital | 13,144,000 | 13,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 971,000 | 1,949,000 |
| Interest expense | 227,000 | 467,000 |
| Net interest income | 744,000 | 1,482,000 |
| Noninterest income | 21,000 | 164,000 |
| Noninterest expense | 460,000 | 944,000 |
| Provision for loan losses | 30,000 | 160,000 |
| Pretax income | 275,000 | 542,000 |
| Income tax | 0 | 0 |
| Net income | 275,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 9,185,000 | 9,495,000 |
| Total capital | 9,905,000 | 10,154,000 |
| Risk-weighted assets | 65,096,000 | 63,893,000 |