Call reports 2017
OAK CREEK VALLEY BANK — 2017
What OAK CREEK VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,475,000 | 82,810,000 | 86,035,000 | 82,211,000 |
| Total loans | 49,806,000 | 51,072,000 | 53,272,000 | 51,360,000 |
| Allowance for loan losses | 440,000 | 500,000 | 540,000 | 570,000 |
| Securities available for sale | 25,473,000 | 25,147,000 | 25,665,000 | 23,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,456,000 | 62,193,000 | 60,195,000 | 61,974,000 |
| Interest-bearing deposits | 56,391,000 | 56,567,000 | 54,862,000 | 54,254,000 |
| Noninterest-bearing deposits | 6,065,000 | 5,626,000 | 5,333,000 | 7,720,000 |
| Equity capital | 12,219,000 | 12,958,000 | 13,251,000 | 13,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,702,000 | 2,607,000 | 3,515,000 |
| Interest expense | 127,000 | 245,000 | 396,000 | 545,000 |
| Net interest income | 711,000 | 1,457,000 | 2,211,000 | 2,970,000 |
| Noninterest income | 27,000 | 175,000 | 199,000 | 229,000 |
| Noninterest expense | 449,000 | 893,000 | 1,330,000 | 1,771,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 190,000 |
| Pretax income | 229,000 | 619,000 | 920,000 | 1,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 619,000 | 920,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,419,000 | 8,855,000 | 9,198,000 | 9,159,000 |
| Total capital | 8,859,000 | 9,355,000 | 9,738,000 | 9,729,000 |
| Risk-weighted assets | 57,663,000 | 60,144,000 | 62,935,000 | 60,316,000 |