Call reports 2011
OAK CREEK VALLEY BANK — 2011
What OAK CREEK VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,770,000 | 60,837,000 | 63,489,000 | 63,624,000 |
| Total loans | 37,595,000 | 36,665,000 | 39,081,000 | 38,964,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 390,000 |
| Securities available for sale | 19,962,000 | 21,607,000 | 21,743,000 | 22,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,505,000 | 50,991,000 | 49,631,000 | 51,001,000 |
| Interest-bearing deposits | 44,981,000 | 45,938,000 | 45,548,000 | 45,450,000 |
| Noninterest-bearing deposits | 5,524,000 | 5,053,000 | 4,083,000 | 5,551,000 |
| Equity capital | 6,640,000 | 7,176,000 | 7,634,000 | 7,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,525,000 | 2,300,000 | 3,078,000 |
| Interest expense | 161,000 | 318,000 | 464,000 | 604,000 |
| Net interest income | 597,000 | 1,207,000 | 1,836,000 | 2,474,000 |
| Noninterest income | 40,000 | 161,000 | 215,000 | 274,000 |
| Noninterest expense | 231,000 | 600,000 | 836,000 | 1,333,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 406,000 | 768,000 | 1,215,000 | 1,415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 768,000 | 1,215,000 | 1,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,383,000 | 6,444,000 | 6,891,000 | 6,746,000 |
| Total capital | 6,773,000 | 6,834,000 | 7,281,000 | 7,136,000 |
| Risk-weighted assets | 39,945,000 | 40,381,000 | 43,128,000 | 42,842,000 |