Call reports 2005
OAK CREEK VALLEY BANK — 2005
What OAK CREEK VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,222,000 | 42,311,000 | 45,154,000 | 42,870,000 |
| Total loans | 23,913,000 | 25,834,000 | 28,838,000 | 26,913,000 |
| Allowance for loan losses | 269,000 | 269,000 | 269,000 | 281,000 |
| Securities available for sale | 14,671,000 | 14,900,000 | 14,125,000 | 13,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,717,000 | 35,757,000 | 34,979,000 | 36,502,000 |
| Interest-bearing deposits | 32,623,000 | 33,136,000 | 31,964,000 | 33,153,000 |
| Noninterest-bearing deposits | 3,094,000 | 2,621,000 | 3,015,000 | 3,349,000 |
| Equity capital | 3,779,000 | 3,854,000 | 3,917,000 | 3,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,151,000 | 1,791,000 | 2,438,000 |
| Interest expense | 178,000 | 369,000 | 589,000 | 827,000 |
| Net interest income | 385,000 | 782,000 | 1,202,000 | 1,611,000 |
| Noninterest income | 19,000 | 99,000 | 125,000 | 152,000 |
| Noninterest expense | 194,000 | 482,000 | 737,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 210,000 | 399,000 | 590,000 | 645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 399,000 | 590,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,721,000 | 3,735,000 | 3,926,000 | 3,822,000 |
| Total capital | 3,990,000 | 4,004,000 | 4,195,000 | 4,103,000 |
| Risk-weighted assets | 24,969,000 | 27,092,000 | 29,649,000 | 27,192,000 |
Machine access — free, no API key
Every figure shown here about OAK CREEK VALLEY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.