Call reports 2025
BANESCO USA — 2025
What BANESCO USA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,748,519,000 | 5,214,894,000 | 5,369,753,000 | 5,477,082,000 |
| Total loans | 3,369,689,000 | 3,657,228,000 | 3,710,203,000 | 3,881,580,000 |
| Allowance for loan losses | 36,789,000 | 39,786,000 | 41,071,000 | 42,389,000 |
| Securities available for sale | 560,142,000 | 833,110,000 | 835,733,000 | 950,250,000 |
| Securities held to maturity | 176,032,000 | 173,109,000 | 165,096,000 | 162,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,188,871,000 | 3,268,313,000 | 3,569,959,000 | 3,694,466,000 |
| Interest-bearing deposits | 1,967,807,000 | 1,991,941,000 | 2,302,656,000 | 2,383,389,000 |
| Noninterest-bearing deposits | 1,221,064,000 | 1,276,372,000 | 1,267,303,000 | 1,311,077,000 |
| Equity capital | 537,643,000 | 553,514,000 | 571,712,000 | 587,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 61,630,000 | 129,713,000 | 202,067,000 | 276,629,000 |
| Interest expense | 26,679,000 | 55,516,000 | 87,267,000 | 118,548,000 |
| Net interest income | 34,951,000 | 74,197,000 | 114,800,000 | 158,081,000 |
| Noninterest income | 5,979,000 | 12,262,000 | 18,273,000 | 25,370,000 |
| Noninterest expense | 24,037,000 | 48,987,000 | 74,359,000 | 104,095,000 |
| Provision for loan losses | -730,000 | 2,285,000 | 3,565,000 | 4,514,000 |
| Pretax income | 17,673,000 | 34,533,000 | 54,442,000 | 74,081,000 |
| Income tax | 4,522,000 | 6,297,000 | 12,117,000 | 16,922,000 |
| Net income | 13,151,000 | 28,236,000 | 42,325,000 | 57,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 579,165,000 | 593,484,000 | 606,805,000 | 621,341,000 |