Call reports 2021
BANESCO USA — 2021
What BANESCO USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,971,103,000 | 2,054,892,000 | 2,043,239,000 | 2,133,232,000 |
| Total loans | 1,439,949,000 | 1,550,224,000 | 1,516,031,000 | 1,613,314,000 |
| Allowance for loan losses | 23,243,000 | 23,220,000 | 20,463,000 | 20,950,000 |
| Securities available for sale | 408,684,000 | 375,562,000 | 324,884,000 | 361,687,000 |
| Securities held to maturity | 402,000 | 399,000 | 396,000 | 273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,315,742,000 | 1,418,501,000 | 1,413,155,000 | 1,389,178,000 |
| Interest-bearing deposits | 715,436,000 | 726,546,000 | 724,676,000 | 679,246,000 |
| Noninterest-bearing deposits | 600,306,000 | 691,955,000 | 688,479,000 | 709,932,000 |
| Equity capital | 163,532,000 | 171,623,000 | 176,818,000 | 180,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,009,000 | 34,765,000 | 53,679,000 | 73,350,000 |
| Interest expense | 2,040,000 | 3,648,000 | 5,158,000 | 6,590,000 |
| Net interest income | 14,969,000 | 31,117,000 | 48,521,000 | 66,760,000 |
| Noninterest income | 4,646,000 | 7,538,000 | 10,376,000 | 13,698,000 |
| Noninterest expense | 14,193,000 | 27,448,000 | 41,351,000 | 56,086,000 |
| Provision for loan losses | -135,000 | -203,000 | -3,073,000 | -2,462,000 |
| Pretax income | 5,561,000 | 11,414,000 | 21,098,000 | 27,312,000 |
| Income tax | 1,535,000 | 3,169,000 | 5,974,000 | 6,821,000 |
| Net income | 4,026,000 | 8,245,000 | 15,124,000 | 20,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,633,000 | 173,867,000 | 180,762,000 | 186,147,000 |
| Total capital | 201,767,000 | 207,659,000 | 214,497,000 | 221,540,000 |
| Risk-weighted assets | 1,387,703,000 | 1,521,228,000 | 1,518,282,000 | 1,650,854,000 |