Call reports 2018
BANESCO USA — 2018
What BANESCO USA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,071,197,000 | 1,220,560,000 | 1,246,562,000 | 1,276,687,000 |
| Total loans | 823,522,000 | 932,779,000 | 946,392,000 | 956,982,000 |
| Allowance for loan losses | 9,973,000 | 10,954,000 | 10,773,000 | 10,588,000 |
| Securities available for sale | 175,106,000 | 193,250,000 | 202,981,000 | 214,477,000 |
| Securities held to maturity | 1,027,000 | 5,857,000 | 5,718,000 | 5,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,840,000 | 950,521,000 | 956,211,000 | 992,454,000 |
| Interest-bearing deposits | 552,935,000 | 595,883,000 | 602,128,000 | 631,483,000 |
| Noninterest-bearing deposits | 315,905,000 | 354,638,000 | 354,083,000 | 360,971,000 |
| Equity capital | 93,068,000 | 94,021,000 | 97,165,000 | 115,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,452,000 | 24,133,000 | 37,969,000 | 52,391,000 |
| Interest expense | 1,628,000 | 3,831,000 | 6,490,000 | 9,448,000 |
| Net interest income | 9,824,000 | 20,302,000 | 31,479,000 | 42,943,000 |
| Noninterest income | 2,144,000 | 4,445,000 | 6,765,000 | 9,336,000 |
| Noninterest expense | 9,388,000 | 18,862,000 | 28,870,000 | 38,261,000 |
| Provision for loan losses | 0 | 984,000 | -1,054,000 | -4,043,000 |
| Pretax income | 2,580,000 | 4,971,000 | 10,498,000 | 18,141,000 |
| Income tax | 766,000 | 1,485,000 | 2,999,000 | 5,200,000 |
| Net income | 1,814,000 | 3,486,000 | 7,499,000 | 12,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,387,000 | 98,059,000 | 102,073,000 | 119,421,000 |
| Total capital | 106,965,000 | 109,781,000 | 113,615,000 | 130,971,000 |
| Risk-weighted assets | 845,633,000 | 961,950,000 | 965,258,000 | 977,678,000 |