Call reports 2017
BANESCO USA — 2017
What BANESCO USA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 982,668,000 | 1,019,932,000 | 1,031,871,000 | 1,076,238,000 |
| Total loans | 744,113,000 | 754,135,000 | 788,574,000 | 825,073,000 |
| Allowance for loan losses | 7,693,000 | 7,973,000 | 8,853,000 | 9,687,000 |
| Securities available for sale | 186,784,000 | 172,692,000 | 149,243,000 | 169,037,000 |
| Securities held to maturity | 1,191,000 | 1,054,000 | 1,047,000 | 1,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,074,000 | 827,543,000 | 844,590,000 | 833,636,000 |
| Interest-bearing deposits | 492,439,000 | 505,729,000 | 502,744,000 | 495,933,000 |
| Noninterest-bearing deposits | 313,635,000 | 321,814,000 | 341,846,000 | 337,703,000 |
| Equity capital | 89,569,000 | 91,008,000 | 92,797,000 | 92,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,039,000 | 20,281,000 | 30,991,000 | 42,193,000 |
| Interest expense | 1,293,000 | 2,677,000 | 4,113,000 | 5,600,000 |
| Net interest income | 8,746,000 | 17,604,000 | 26,878,000 | 36,593,000 |
| Noninterest income | 1,836,000 | 3,778,000 | 6,001,000 | 8,584,000 |
| Noninterest expense | 8,795,000 | 17,275,000 | 25,634,000 | 33,381,000 |
| Provision for loan losses | 511,000 | 1,942,000 | 2,823,000 | 3,677,000 |
| Pretax income | 1,276,000 | 2,423,000 | 5,084,000 | 8,781,000 |
| Income tax | 485,000 | 921,000 | 1,932,000 | 5,232,000 |
| Net income | 791,000 | 1,502,000 | 3,152,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,499,000 | 92,219,000 | 93,869,000 | 94,574,000 |
| Total capital | 100,618,000 | 101,435,000 | 103,853,000 | 105,056,000 |
| Risk-weighted assets | 789,119,000 | 778,693,000 | 814,203,000 | 838,213,000 |