Call report 2015Q4
BANESCO USA — 2015Q4
The 22 measures BANESCO USA reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 942,576,000 | USD | evidence → |
| Total loans | 695,624,000 | USD | evidence → |
| Allowance for loan losses | 7,956,000 | USD | evidence → |
| Securities available for sale | 188,945,000 | USD | evidence → |
| Securities held to maturity | 1,233,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 776,244,000 | USD | evidence → |
| Interest-bearing deposits | 452,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 323,923,000 | USD | evidence → |
| Equity capital | 87,347,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,291,000 | USD | evidence → |
| Interest expense | 3,617,000 | USD | evidence → |
| Net interest income | 33,674,000 | USD | evidence → |
| Noninterest income | 6,306,000 | USD | evidence → |
| Noninterest expense | 35,119,000 | USD | evidence → |
| Provision for loan losses | 831,000 | USD | evidence → |
| Pretax income | 4,368,000 | USD | evidence → |
| Income tax | 1,599,000 | USD | evidence → |
| Net income | 2,769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,241,000 | USD | evidence → |
| Total capital | 98,737,000 | USD | evidence → |
| Risk-weighted assets | 744,902,000 | USD | evidence → |